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This is a selection made from among articles on Mortgage Merced. For a permanent link to this article, or to bookmark it for future reading, click here.

from: Mortgage Protection Is A Need




Mortgage Protection Is A Need
By Matias Leiva




Mortgage Protection is a new terminology in the Insurance Industry for Life Insurance.



Its a beautiful product and a NEED out there in todays industry / world. Its a very simple attribute one must add to their household especially with a NON-Medical examination.



Having the ability to protect someone without a medical exam is HUGE, its gives the homeowner a choice right from the beginning to take the non-med product and not take their chances on a medical exam.



So Why Is it A Need Today?



As many of you know, many of the FORECLOSURES across the country are due to death or loss of job in the family household.



So how does Mortgage Protection Help?



Well Mortgage Protection comes in and can offer a homeowner various benefits to prevent them from loosing their home and or over coming family events.



Real quick here are the benefits:



1. Disability

2. Unemployment

3. Death Policy

4. Return Of Premium

5. Critical illness



Also Mortgage Protection covers the HUGE whole that everyone has in their health care. As many are finding out if you have seen the Michael Moore movie you know exactly what I'm talking about.



Mortgage Protection offers a very unique benefit called "Critical Illness". This benefit is AMAZING, what it does is that in the event of one going through a critical surgery-disease-cancer-heart attack and not being able to return to normal duties, you have the privilege of getting a LUMP SUM of anywhere from 25k-250k++ for how ever long you need to recover.



This is something that is not offered in your health care plan or even your disability benefits through works.




Mortgage Protection Specialist

Matias Leiva (Author)

matiasu1st@comcast.net

916.225.3848



Article Source: http://EzineArticles.com/?expert=Matias_Leiva
http://EzineArticles.com/?Mortgage-Protection-Is-A-Need&id=803681









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Mortgage Merced News

Property tax deadline approaching - Modesto Bee


Property tax deadline approaching
Modesto Bee, CA - Dec 3, 2008
Nearly 33 percent of Stanislaus homes and 40 percent of Merced County homes had their property taxes lowered this year because of value declines. ...

Read more...


Home prices dive - AZ Central.com


Home prices dive
AZ Central.com, AZ - 11 hours ago
California followed at 20.8 percent, with home values in Stockton and Merced actually plummeting by 40 percent in a single year. ...

Read more...


Housing Prices Continue to Decline Nationwide - RisMedia.com (press release)


Housing Prices Continue to Decline Nationwide
RisMedia.com (press release), CT - 5 hours ago
The Central Valley communities of Merced, Stockton, and Modesto have seen property values fall to less than half their 2005 value. Twenty-nine metro areas ...

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House values 'bound to get much worse' - Seattle Post Intelligencer


The Money Times

House values 'bound to get much worse'
Seattle Post Intelligencer - Nov 25, 2008
The biggest annual metro-area drops were in Merced, Stockton and Modesto, Calif., down 42.3 percent, 41.4 percent and 36.7 percent, respectively. ...
Report: Whatcom County home prices flat in third quarter Bellingham Herald
Outlook Dims, Even for Non-Bubble Housing Markets: Report Housing Wire
all 1,085 news articles

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Families feel the squeeze of economic crunch - Modesto Bee


Families feel the squeeze of economic crunch
Modesto Bee, CA - Dec 1, 2008
Shawn Kantor, an economics professor at the University of California at Merced, said credit was easy and people were buying before the Great Depression. ...

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Lawyers boom while others bust - Merced Sun-Star


Lawyers boom while others bust
Merced Sun-Star, CA - Nov 19, 2008
With bankruptcies skyrocketing in Merced and across the Central Valley from the mortgage meltdown and now the credit crunch, local bankruptcy lawyers are ...

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New city manager on job Monday - Merced Sun-Star


New city manager on job Monday
Merced Sun-Star, CA - Nov 29, 2008
By SCOTT JASON City Manager John Bramble will take his seat alongside the City Council on Monday, beginning his command of Merced at a time of unprecedented ...

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Rescue Schemes - Modesto Bee


Rescue Schemes
Modesto Bee, CA - Nov 28, 2008
With Stockton, Modesto, Merced and Fresno ranking among the nation's leading cities for foreclosures, the market invites commercial exploitation. ...

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Home values plunge again - Modesto Bee


Home values plunge again
Modesto Bee, CA - Nov 21, 2008
Merced County is even worse. Median-priced homes there sold for $136750 last month, which was down $3250 from September. Merced prices have plunged 64.3 ...

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Home price swings back to affordable - Merced Sun-Star


Home price swings back to affordable
Merced Sun-Star, CA - Nov 21, 2008
Merced County ranks as the most affordable place to live in the state as a result of the plummet of home values, according to a quarterly report by the ...

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