Welcome to Home Mortgages
Hawaii Home Mortgage Rate Article
This is a selection made from among articles on Hawaii Home Mortgage Rate. For a permanent link to this article, or to bookmark it for future reading, click here.
Good FICO Credit Score? Tips To Getting The Most Out Of Your Home Mortgage Loan With Good Credit
from: Carrie ReederSometimes so much is talked about how to solve the problem of having bad credit, but what about when you have an excellent credit rating? Good credit is considered to be a credit score of 650 or higher. How can you get the best interest rate and loan terms to make your good credit history work for you? Even with excellent credit, you have to be careful not to get talked into a loan that may not be the best one you could qualify for.
Here are some tips to help you find the best loan for your great credit history:
1. Apply with as many mortgage companies online that will provide you with more than one quote per application, as long as they will not pull your credit with your application. If you are about to start applying for a mortgage, you don't want to have your credit pulled until you have narrowed down which mortgage company you want to work with. Every time your credit is pulled, your FICO credit score drops.
2. Talk to your lender about closing costs. If you have excellent credit, the lenders should be falling over themselves to get you a loan. Ask for special treatment. Find out what fees your broker or lender may be able to reduce or remove from your closing costs. Find out if they will match lower fees offered by another lender.
3. Make sure your lender is offering you excellent customer service. Are they returning your calls quickly? Are they answering all of your questions to your satisfaction? Have they thoroughly researched all of your loan options and offered you more than one possibility? If they haven't, you should probably look somewhere else. With good credit, you have no reason to be a quick, easy sale for a lender.
4. Research interest rates, mortgage information and articles online so that when your lender offers you a loan package, you will know about the fine print ahead of time. Whether you are purchasing for the first time or refinancing, it will help you to understand more about the mortgage process.
To view our list of recommended purchase or refinance mortgage companies online, visit this page: http://www.abcloanguide.com/mortgageloans.shtml.
About the Author
Carrie Reeder is the owner of http://www.abcloanguide.com, an informational website about various types of loans.
Hawaii Home Mortgage Rate Specific links
Hawaii Home Mortgage Rate News
Reverse mortgages a lifeline for seniors - San Diego Union Tribune
 San Diego Union Tribune | Reverse mortgages a lifeline for seniors San Diego Union Tribune, CA - The key to qualifying for a reverse mortgage is having adequate home equity. Generally, using today's interest rates, a 70-year-old borrower can get a loan ... |
Hawaii electric rates are highest in nation - Honolulu Advertiser
Hawaii electric rates are highest in nation Honolulu Advertiser, HI - According to the city's Department of Environmental Services, a typical single-family home is paying $138.96 in sewer charges every two months, ... |
Mortgage Rates Falling as Economy Worsens - KGMB9
Mortgage Rates Falling as Economy Worsens KGMB9, HI - So mortgage rates also fall in uncertain times. Here are the current rates. First Hawaiian Bank is down to 5.25 percent. Bank of Hawaii, American Savings ... |
It's Getting Ugly Downtown - San Diego Reader
It's Getting Ugly Downtown San Diego Reader, CA - The 20 percent is a home equity line of credit, and that fluctuates with the prime rate.” A new possibility that the Harlans have put on the table is ... |
First American CoreLogic Releases September 2008 LoanPerformance ... - Insurance News Net (press release)
First American CoreLogic Releases September 2008 LoanPerformance ... Insurance News Net (press release), PA - Home prices have maintained an annualized depreciation rate of between 10 and 11 percent for eight months in a row," said Mark Fleming, chief economist for ... |
Peter Boutell, Lending a Hand: Freddie Mac and Fannie Mae announce... - Santa Cruz Sentinel
Peter Boutell, Lending a Hand: Freddie Mac and Fannie Mae announce... Santa Cruz Sentinel, CA - After all, Hawaii and Alaska judged to be higher-priced states for housing? have truly been enjoying the lower rates and easier underwriting for loan ... |
Mitch Schnurman: Mortgage bailout is good for everybody - Fort Worth Star Telegram
Mitch Schnurman: Mortgage bailout is good for everybody Fort Worth Star Telegram, TX - The average home will lose $8667 in value, the group says, but in Texas, the average decline will be $2131. (The largest projected hit is $24474 in Hawaii. ... |
Hawaii banks profitable in shaky market - International Herald Tribune
Hawaii banks profitable in shaky market International Herald Tribune, France - And so far, they have withstood the mortgage meltdown in the US "We're the luckiest bank in the world," said Allan Landon, chairman and chief executive of ... |
Central Valley has some of nation’s worst home equity - Central Valley Business Times
 Daily Mail | Central Valley has some of nation’s worst home equity Central Valley Business Times, CA - New York contains the lowest share of mortgages in negative equity at 4 percent, followed closely by Hawaii (6 percent), Pennsylvania (6 percent) and ... Alabama ranks low for homeowners who owe more than house is worth |
LibertyStreet Financial Group Launches New Government-Backed ... - MarketWatch
LibertyStreet Financial Group Launches New Government-Backed ... MarketWatch - The amount of money borrowers qualify for is based on their age, home value and the FHA expected interest rate. Rather than making any payments, ... |